Yes. A lease is similar to a loan in that the leasing company is trusting you to make regular payments against the money they have tied up in the car you drive. You may find it difficult if not impossible to lease if the dealer obtains your credit report and finds that you have a spotty payment record or have too many financial obligations already.  Unfortunately many people have never seen their credit report, which may have old or inaccurate information — which can result in problems on leases and loans for as long as 10 years. Before you ever step into a dealer showroom, you should already know your all-important credit score. There are three of them, from the three credit bureaus.  Get your Experian Credit Report FREE at freecreditreport.com.  Your score determines what kind of deal you’ll be offered, or if you’ll be turned down. See Credit Problems and Car Leasing for more details.

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